Tag Archives: finances

Atlas Earth – Passive Income or Scam? (Australian Perspective)

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Atlas Earth is marketed as a passive income game, but does it actually deliver, or is it just another overhyped cash grab? The premise sounds simple enough: buy virtual land, earn rent, repeat. But the reality? Not quite as exciting.

I’ve been playing since September 2024, and I currently own 57 plots. My earnings? Without ad boosts, I make a staggering $0.008 per day—not even enough for a cent. With ads, that jumps to $0.16 per day, which is technically money, but let’s not pretend this is some financial breakthrough. Of course, if you consider the fact that the $0.008 involves no actual interaction with the game, it’s maybe a better deal than a lot of other ways to waste your time.

The Australian Player Experience – Not Great

If you’re in the U.S., you might get better ad rewards and a slightly less painful grind. But as an Australian player, it’s obvious this game wasn’t designed with us in mind. The payouts are lower, ad availability isn’t great, and the whole thing feels like a slow burn with little upside.

So, is Atlas Earth a scam? Not exactly—it does pay, just in laughably tiny amounts. But passive income? That’s a stretch.

That said, I’m still playing. Why? Probably sunken cost fallacy, but at this point, I want to see how far this rabbit hole goes.

I’ll keep you posted. If you want to give Atlas Earth a shot (or just throw me a tiny bit of referral bucks), use my code: GI6IVN.

Cheers,
Rumanshi

A mission of Minimization: Week 1; Day 1

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Today, I start myself on a new era.   Gone are the days of excessive spending and self indulgence.  It is time to become a money saving scrooge.

So, the mission?  Minimize all expenditure and Maximize earnings.   I have splurged too long because I could.  I’m reducing the shit tonne of alcohol I consume (See that guys, improving!)  I’m budgeting and I am looking into all the things I have postponed.  I have been browsing investing, financial independence and AusFinance on reddit for too long, and it is time for me to put my money where my mouth is – Planning for the future, not indulging in the present.

Today, I have looked through what I have been spending monthly on things I barely use.

  • Splice Subscription ($7.99 a month)  — Removed
  • Crunchyroll Premium Subscription ($6.95 a month)   — Removed
  • Netflix ($17.99 a month) — I can’t remove this, as all my family uses it.  I will discuss with them before removing this one.
  • Amazon Prime Video ($6.95) — Not removed yet.
  • Stipe ($32 a month, split in half with my mate) —  Kept?  We do enjoy keeping the server up and we are unable to host it ourself with our internet *shrugs*   I will discuss it with him.

Okay, so let’s look at this with some maths…

$7.99 + $6.95 + $17.99 + $6.95 + $16 = $55.88 .

$55.88 * 12 = $670

For these five entertainment subscriptions (Music samples, streaming sites + A MC server), I will be spending $670 a year…  I dread to look at what I have spent on fast food, Cinema experiences and games in general if this is how I have been spending unconsciously.   Now, I don’t think it is necessary to cut everything out, but it is important to cut out a lot.    Now, reasonings for the ones which haven’t been discussed.

Splice – There is no need for me to have Music Samples.  If I want to make music, I’ll have to do it with what I have myself, not what others can give me.   I let the credits build up to almost 2,000 last time.  Let’s not do that again and just get rid of it.

Crunchyroll – The benefits I get from the premium subscription do not outweight the costs.   I just gotta learn to be patient and there won’t be a problem here.

Prime Video –  I was debating, but it’s gotta go.

Which will leave me with my two most expensive subscriptions…  Hopefully I can get rid of them too, as if I don’t, they will still be costing me $408 a year.   Hey, at least I’m saving $260 from getting rid of the other subscriptions, but still…

Well, this is the beginning of my journey into Min|Maxing my finances 😛  I hope you’ll join me on the way!